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Extended Warranty

Quick Warranty Comparison

 
  Standard Warranty Coverage System Advantage™ Roofing Limited Warranty System Advantage™ Preferred Roofing Limited Warranty System Advantage™ Platinum Roofing Limited Warranty
Tru PROtection® Non-prorated
Period
5-10 years 15-50 Years 15-50 Years 15-50 Years
Material Defects Yes Yes Yes Yes
Labor to repair material
defects
Yes, within non
prorated period
Yes, within non-prorated
period
Yes, within non-prorated period Yes, within non-prorated period
Contractor labor for original installation No No No No
Cost No Yes Yes Yes
System Product Requirements No Yes Yes Yes
Ownership transfer One-time transfer One-time transfer One-time
transfe
One-time
transfe

Top 5 things to know before you file a claim

  1. Make sure there is damage on your roof before you call your insurance company to file a claim.

  2. How much is your deductible? Do you have a deductible that is a % of the claim amount or a flat amount? This can make a big difference in out of pocket expenses.

  3. Do you have a ACV/RCV policy? Depreciation is the reduction of the value of a product based on factors including use, age, and type of product. Replacement cost value (RCV) is a product at 100 percent, with no use or diminished life span. Actual cash value (ACV) is the use (or life left) of a product after reduction for depreciation. If you are on an ACV policy with a 10 yr old roof, you will be paying a substantial amount out of pocket.

  4. Do you get a discount for replacement with a class 4 shingle? Some insurance carriers can be as high as 28% off your premium depending on the area in which you live.

  5. Make sure that the damaged sustained on your roof is more than your deductible. Sometimes a $1200 repair should be paid out of pocket if you have a $1000 deductible, it is worth the extra $200 to NOT have a claim on your record